Equity Unlock Calculator

The amount of equity you can unlock is determined using HomeLight's proprietary algorithm, which takes into consideration my estimation of the home's value, current market conditions, projected market risk, borrower financials, outstanding loans, and more. You'll be able to unlock a portion of the overall equity you have in your home upfront, prior to selling the home and will receive the remainder of your equity after the home sells, less program fees and expenses.

You can use your Equity Unlock Amount for more than a down payment on your new home. You can also use it for:
• Moving expenses
• Closing expenses
• Property repair
• And more

There is no limit to how many cumulative days a property has been listed on the market at time of submission. However, the total number of listed days can affect your Equity Unlock Amount based on the risk profile of the property

HomeLight partners with top agents nationwide to make buying and selling a home simpler, more certain, and satisfying for all. We will work closely with you to sell your home. If the current home does not sell within 90 days of the closing of the new home, HomeLight will buy the property and continue to work with you to sell it. Any profits from the sale, after deducting HomeLight’s incurred costs, will be distributed to the client.

There is no catch! Your client is paying to use the program, but there are real savings and gains created from the program.

2.4% of the home sale.

Thanks to the structure of the program, you might be able to save up to 1-3% of the purchase of your new home with a non-contingent offer, and sell your existing home for up to 5-10% more³ by listing it unoccupied and potentially staged.